CA BRE 01392025 / NMLS #318480, 319024

Getting a Mortgage

5 Mistakes New Homebuilders Often Make

Designing your own home can be exciting, but it’s a lot more work than buying an existing house. With so many moving pieces involved, knowing what works and what doesn’t is key. Protect your home’s long-term value by sidestepping these five avoidable pitfalls of building a new home. 1. Forgetting About Storage Space From seasonal items…

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Essential Checklists for Homebuying and Selling

Spring has sprung, which means the housing market is in full bloom. Each year, roughly 40 percent of real estate transactions occur between the months of May and August. If you’re feeling inspired to buy or sell a home soon, make sure you’re prepared. Use these checklists to catch anything you may have missed. When You’re Ready…

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Credit Score – What It Means and How to Improve It

Are you considering making a major purchase, like buying a home, this year? If so, your credit score will likely come into play. An understanding of the basics can help you effectively monitor and manage it. Credit Score 101 Your credit score will usually range from 300 to 850. It’s derived from an algorithm that takes…

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Good news for FHA borrowers!

FHA is reducing their MIP payment 50 basis payments from 1.35% to 0.85%. What that means is, for every $100,000.00 owed, the MIP payment would drop $41.67/mo. That, along with the fact that interest rates are lower than they’ve been for quite some time, you may have the ability to lower your rate as well,…

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